Housing ADvocacy

Mission

The Housing Advocacy Committee works with IMBA members across the state in each of our chapters, along with community service groups and other interested parties throughout Indiana to positively impact homeownership opportunities for the communities and families our members serve. The committee serves as both a liaison between our members and interested stakeholders in supplying information on programs, events and resources that are focused on supporting sustainable, affordable housing for Hoosiers. Additionally, the foundational work upon which this committee will focus includes, but is not limited to: communications, counseling, education and advocacy.

Consumer Information

Budgeting

In preparation for buying a house, it is a good idea to have a budget in place. That will help you determine what payment you are comfortable with. EssentIQ is a resource that is available to help you with this process.
NerdWallet also has a Free Budget Planner Worksheet.

Savings Plan

One of the best practices is to plan and prepare to have savings on hand for your home purchase.
There are programs and organizations that will help with down payment assistance.

Credit

Know your credit history - annualcreditreport.com
- Low and inaccurate credit scores can negatively affect the homebuying process
- If you find inaccurate information on your credit report, contact the credit bureaus to have these removed
- - Transunion - transunion.com
  - Equifax - equifax.com
  - Experian - experian.com